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BMW 3-Series (E90 E92) Forum > BMW E90/E92/E93 3-series General Forums > General E90 Sedan / E91 Wagon / E92 Coupe / E93 Cabrio > New to forum my e90 was just destroyed by a drunk driver



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      04-18-2014, 04:20 PM   #1
Andrew3424
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New to forum my e90 was just destroyed by a drunk driver

Just looking for advice on what should be expected that I would get from insurance money for my aftermarket parts
Tune
Rims
Exhaust etc...
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      04-18-2014, 05:24 PM   #2
avocet
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with so much information regarding you car(year, mileage, mods, options etc) it will take years to calculate a value!
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      04-18-2014, 05:32 PM   #3
chepy24
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Quote:
Originally Posted by avocet View Post
with so much information regarding you car(year, mileage, mods, options etc) it will take years to calculate a value!
^^^^ need this
but youll get nothing without receipts and even with them you will not get close to what you paid best bet is to put stock parts back on and sell them somewhere else
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      04-18-2014, 05:41 PM   #4
John 070
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Insurance never pays more than something is worth, something man will never understand for some odd reason.
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      04-18-2014, 11:01 PM   #5
dmcxii
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Garage List
Did you pay them extra to cover those goodies? If not, expect them to pay off as if the car was stock.
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      04-18-2014, 11:49 PM   #6
chenry
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And this is your first post? Welcome to the forum I suppose
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      04-19-2014, 12:28 AM   #7
SchillerM
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Quote:
Originally Posted by Andrew3424 View Post
Just looking for advice on what should be expected that I would get from insurance money for my aftermarket parts
Tune
Rims
Exhaust etc...
Full depends on insurance company. With AAA I have been told mods will be covered. My M5 is custom painted and when it got hit the covered the extra costs without a word.
When I moved my bike to them I had the insurance guy take photos of the suspension, exhaust, other goodies and make sure they were noted. No extra charge.

Honestly, this is something you should have discussed before the drunk douche wiped out your car...

As a side note, my wife just had an idiot turn left in front of her and AAA deemed her civic a total. We got about 3k more than expected. They looked at book values and current dealer listings in the area.

I would see if you can get access to car to remove some of the easy mods before the car dissapears into insurance land..

Good luck
Matt
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      04-19-2014, 05:29 AM   #8
Kolyan2k
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When car is beeing repaired u can expect them to pay for mods, if total then most likely no
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      04-19-2014, 10:15 AM   #9
Yeoman
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Quote:
Originally Posted by Kolyan2k View Post
When car is beeing repaired u can expect them to pay for mods, if total then most likely no
Unless the premium you were paying the insurance company included the modifications, there is no way in hell they will pay for them to be replaced. That's just bad business.
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      05-15-2014, 08:25 PM   #10
Andrew3424
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Thanks

Thanks guys for the advice car is finally gone it was so sad seeing it all beat up but it's on to the next wish me luck
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