New 435i x-drive or 2012 650i x-drive

e46tiag · 10-06-2013, 01:43 AM

I was at the dealer the other day to price out a fully loaded 435xi. The current finance rate is really high and the discount is not fantastic given the car is so new. For the same price, I can essentially get a used 2012 650i x-drive. When I say used, they are actually really low mileage...ranging from 90km to 3000km....aesthetically, they are in mint condition.

The 650 x-drives are all fully loaded with the exception of the lack of M-sport package.....nice interior leather, contrast stitching, premium package, tech package HUD, LED headlamps, you name it. I think even without the M-sport package the car looks great.

I'm driving a 2004 645 currently and I really love it. Neglecting the fact that the 650 has horrible fuel economy compared to the 435, what would you guys pick?

chetman7 · 10-06-2013, 08:22 AM

If I was in your position, I would have picked the 650 only if it came with some sort of warranty. The 650 is a beautiful car in my eyes and im more performance oriented vs. Practicality

btbossman · 10-06-2013, 08:32 AM

650i with under 2k miles for 60k? From a dealer? HMMM there must be something they are not telling you. Even at auctions, they need to be around 10k miles to be around there. If you are getting that deal I would take it. The 6 is no doubt a beautiful car, but not nearly as fun/sporty as the 4 will be. I would drive them back to back then make a decision.

Vervain · 10-06-2013, 08:48 AM

650 for sure!!!

Falafel Combo · 10-06-2013, 09:32 AM

If you can stomach the boat-like size of the 650, then no doubt go for it! It is literally in a totally different league than a 3 series/4 series. Gorgeous car, and as I am sure you noticed, much more upscale and refined.

Congrats! It's a great place to be in, to have tough decisions to make like these.

shivaswrath · 10-06-2013, 09:35 AM

650i.....much more luxurious.

puma1552 · 10-06-2013, 10:49 AM

I'm not sure I would trade a brand new (what, 1 month old?) 645 for a 2 year old 650i. Doesn't make any sense to me.

Vervain · 10-06-2013, 11:35 AM

Quote:

Originally Posted by puma1552

I'm not sure I would trade a brand new (what, 1 month old?) 645 for a 2 year old 650i. Doesn't make any sense to me.

I didn't even know that there was a 645i in the new 6 series range. Maybe it's a typo?

carzaddict · 10-06-2013, 11:44 AM

Quote:

Originally Posted by Anodite10

I didn't even know that there was a 645i in the new 6 series range. Maybe it's a typo?

yeah thats what im thinking. he probably meant 2004 645 or something.

needless to say, id go for the 650

e46tiag · 10-06-2013, 12:06 PM

Yes, it was a typo, sorry, I meant I'm currently driving a 2004 654CI. I will fix that.

To clarify, the 2012 650i costs more than a fully loaded 435 (also fully loaded), but if you are doing financing, the discount and interest rate is so much better on the 650i that it turns out to be the same monthly price. And yes, the 650i does have 4 year maintenance and warranty is still valid until July 2015.

Thanks all for your opinions!

Quote:

Originally Posted by carzaddict

yeah thats what im thinking. he probably meant 2004 645 or something.

needless to say, id go for the 650

mntbiker · 10-06-2013, 12:45 PM

I say 650i! Drove one of the new 640i GC's this summer and it was epic. So nice.

DrivenByE30 · 10-06-2013, 12:47 PM

6

puma1552 · 10-06-2013, 01:40 PM

Quote:

Originally Posted by e46tiag@gmail.com

Yes, it was a typo, sorry, I meant I'm currently driving a 2004 654CI. I will fix that.

To clarify, the 2012 650i costs more than a fully loaded 435 (also fully loaded), but if you are doing financing, the discount and interest rate is so much better on the 650i that it turns out to be the same monthly price. And yes, the 650i does have 4 year maintenance and warranty is still valid until July 2015.

Thanks all for your opinions!

Ah in that case that makes much more sense.

I don't know though, I'd be wary of the out of warranty costs after 2015, that's less than two years from now. I'd probably still go with the new 4.

AMJAM · 10-06-2013, 05:13 PM

Go for the 6 it's a way better car

btbossman · 10-06-2013, 05:14 PM

Quote:

Originally Posted by AMJAM

Go for the 6 it's a way better car

Built better for sure...BETTER...IDK...Id much prefer a 3 series with the 6's engine.

turbolag · 10-06-2013, 05:20 PM

The 650i N63 can burn some oil...

rconti · 10-07-2013, 06:48 PM

I'd just keep the 645 you have and throw on some snow tires. Seems silly to get a new copy of what you already have.

btbossman · 10-07-2013, 07:02 PM

Quote:

Originally Posted by rconti

I'd just keep the 645 you have and throw on some snow tires. Seems silly to get a new copy of what you already have.

The new 6 is way better than the last. I just think the 4 is the same car as the 6 but much smaller, and easier to deal with if you ask me. The 6 is mostly a waste of space. With a PPK or a real tune for that matter, your 435 will outrun that 650 too, and with MUCH better fuel economy.

e46tiag · 10-07-2013, 08:31 PM

Thanks everyone again for your opinions, I was at the dealership again today and one of my worries about the 650 was addressed....even though the model year is 2012, the in-service date was actually July 2013....so in terms of warrantee, I get 4 years starting from that date...so it's kind of like a new vehicle warrantee. That was quite re-assuring. They are also willing to give me a really good trade in deal. So tempting!

johndeere · 10-07-2013, 08:54 PM

650 no doubt.

BMWFanatic2008 · 10-08-2013, 07:36 AM

Get the 6-er since it's still under warranty.

ffforever · 10-08-2013, 04:00 PM

I would get the 650i too. Just out of interest, how much is a fully loaded 435i xdrive with tax and all?

10-06-2013, 01:43 AM	#1
e46tiag Private 47 Rep 50 Posts Drives: F82 Join Date: Sep 2013 Location: Toronto iTrader: (0)	New 435i x-drive or 2012 650i x-drive I was at the dealer the other day to price out a fully loaded 435xi. The current finance rate is really high and the discount is not fantastic given the car is so new. For the same price, I can essentially get a used 2012 650i x-drive. When I say used, they are actually really low mileage...ranging from 90km to 3000km....aesthetically, they are in mint condition. The 650 x-drives are all fully loaded with the exception of the lack of M-sport package.....nice interior leather, contrast stitching, premium package, tech package HUD, LED headlamps, you name it. I think even without the M-sport package the car looks great. I'm driving a 2004 645 currently and I really love it. Neglecting the fact that the 650 has horrible fuel economy compared to the 435, what would you guys pick? Last edited by e46tiag; 10-06-2013 at 12:07 PM.. Reason: typo
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10-06-2013, 08:22 AM	#2
chetman7 Lieutenant 129 Rep 536 Posts Drives: F80 m3 Join Date: Aug 2013 Location: NY iTrader: (0)	If I was in your position, I would have picked the 650 only if it came with some sort of warranty. The 650 is a beautiful car in my eyes and im more performance oriented vs. Practicality
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10-06-2013, 08:32 AM	#3
btbossman Banned 104 Rep 1,715 Posts Drives: 2013 335xi M sport--2014 M6 Join Date: Jul 2013 Location: Charlotte, NC iTrader: (0)	650i with under 2k miles for 60k? From a dealer? HMMM there must be something they are not telling you. Even at auctions, they need to be around 10k miles to be around there. If you are getting that deal I would take it. The 6 is no doubt a beautiful car, but not nearly as fun/sporty as the 4 will be. I would drive them back to back then make a decision.
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10-06-2013, 08:48 AM	#4
Vervain Colonel 398 Rep 2,181 Posts Drives: . Join Date: Nov 2011 Location: - iTrader: (0) Garage List 2018 Audi RSQ3 (8U) [0.00] 2022 BMW X3 xDrive3 ... [10.00] 2015 BMW M235i (F22) [10.00] 2017 Mini Cooper S ... [0.00]	650 for sure!!!
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10-06-2013, 09:32 AM	#5
Falafel Combo Banned 3773 Rep 6,673 Posts Drives: X5 xDrive50i Join Date: May 2011 Location: New England iTrader: (3)	If you can stomach the boat-like size of the 650, then no doubt go for it! It is literally in a totally different league than a 3 series/4 series. Gorgeous car, and as I am sure you noticed, much more upscale and refined. Congrats! It's a great place to be in, to have tough decisions to make like these.
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10-06-2013, 09:35 AM	#6
shivaswrath Brigadier General 649 Rep 4,323 Posts Drives: 2012 335i Join Date: Apr 2008 Location: Lost in NJ iTrader: (3)	650i.....much more luxurious. __________________ CURRENT: 2017 RS3 (miss you guys) SOLD: 2012 335i Mineral Gray M Performance Exhaust/Brakes/Suspension/LSD\|Bav Stage 1/AMP\|\|ER CP/IC/DP/OC \| Dinan CAI/N55 PWG BIG TURBO\|BMWF30.com
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10-06-2013, 10:49 AM	#7
puma1552 Banned 24 Rep 380 Posts Drives: '14 Mustang GT Premium Join Date: Jul 2013 Location: Twin Cities iTrader: (0)	I'm not sure I would trade a brand new (what, 1 month old?) 645 for a 2 year old 650i. Doesn't make any sense to me.
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10-06-2013, 12:45 PM	#11
mntbiker Captain 123 Rep 616 Posts Drives: F15 X5 Join Date: Aug 2010 Location: Raleigh, NC iTrader: (0)	I say 650i! Drove one of the new 640i GC's this summer and it was epic. So nice.
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10-06-2013, 12:47 PM	#12
DrivenByE30 Brigadier General 592 Rep 3,870 Posts Drives: '12 F30 Lux 335i 6MT Join Date: Jun 2011 Location: OC - SoCal iTrader: (0)	6
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10-06-2013, 05:13 PM	#14
AMJAM Captain 33 Rep 944 Posts Drives: 2013 Alpine 328I MSport Join Date: Oct 2012 Location: What is the Matrix iTrader: (0)	Go for the 6 it's a way better car __________________ 2013 Alpine White 328I M Sport ARRIVED
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10-06-2013, 05:20 PM	#16
turbolag is nonexistent with N/A 21 Rep 1,126 Posts Drives: . Join Date: Mar 2013 Location: . iTrader: (0)	The 650i N63 can burn some oil...
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10-07-2013, 06:48 PM	#17
rconti Lieutenant 14 Rep 525 Posts Drives: x5 3.5d, Clownshoe, Tesla 3 Join Date: Apr 2012 Location: SF Bay iTrader: (0)	I'd just keep the 645 you have and throw on some snow tires. Seems silly to get a new copy of what you already have.
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10-07-2013, 08:31 PM	#19
e46tiag Private 47 Rep 50 Posts Drives: F82 Join Date: Sep 2013 Location: Toronto iTrader: (0)	Thanks everyone again for your opinions, I was at the dealership again today and one of my worries about the 650 was addressed....even though the model year is 2012, the in-service date was actually July 2013....so in terms of warrantee, I get 4 years starting from that date...so it's kind of like a new vehicle warrantee. That was quite re-assuring. They are also willing to give me a really good trade in deal. So tempting!
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10-07-2013, 08:54 PM	#20
johndeere mhmmmm 136 Rep 633 Posts Drives: MS3X Join Date: Nov 2008 Location: Toronto iTrader: (2)	650 no doubt.
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10-08-2013, 07:36 AM	#21
BMWFanatic2008 Major 233 Rep 1,179 Posts Drives: 2023 M3 6MT Join Date: Dec 2008 Location: Miami iTrader: (5)	Get the 6-er since it's still under warranty. __________________ Current: 2022 X3M Comp Previous: 2020 X4M Comp \| 1982 E24 633CSi \| 2016 F82 M4 \| 2015 F80 M3 \| 2014 F30 335xi \| 2013 F30 335xi \| 2010 E92 335xi
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10-08-2013, 04:00 PM	#22
ffforever New Member 0 Rep 22 Posts Drives: Shitbox Join Date: Sep 2007 Location: Sydney iTrader: (0)	I would get the 650i too. Just out of interest, how much is a fully loaded 435i xdrive with tax and all?
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