INSURANCE?

SteanLV · 09-19-2006, 01:29 AM

hey guys planning on purchasing a 325i but just wondering how much u guys pay for insurance.. age and monthly thx...

Brett · 09-19-2006, 02:30 AM

Umm... call progressive?

These type of threads typically never produce any useful results. My post included

However, if your planning to buy new, I would first suggest you research your car. A *new* 325i will be very hard to come by in Las Vegas.

-Brett

Asiann · 09-19-2006, 02:34 AM

Do a search in the forum and you will find your answer!

SteanLV · 09-19-2006, 02:58 AM

hmm i did look at forum im 19/single 3 yrs driving experience, 30 hours defensive driving class, 8 hour prof instructor, no tickets/accidents, 3.3+ GPA.. man i hope my insurance stays below 1200 every 6 months

BMW320i · 09-19-2006, 03:17 AM

well, congrats on ur new car in advance Rizal...

ummm, from where are you rizal?? my marketing course instructor name is Rizal, he's malaysian

ZuerstBMW · 09-19-2006, 04:14 AM

I have Geico. I pay 250 a month for a 2006 BMW 325i and a 2007 Toyota FJ Cruiser. Im 33 and have had no tickets or accidents thus far.

yellowg555 · 09-19-2006, 10:33 AM

I am 27, and got quoted for $1900/year with AAA for a 2006 325i. Both my collision and comprehensive deductibles are $500, while my liability coverage is 100/200/50.

cnguyen004 · 09-19-2006, 11:00 AM

I'm 25 and 5 driving years experience with accident free
I got a quote from Geico for my 2007 328XI about $600 a year and Allstate $700 a year (this include comprehensive and collision with $500 deductible) without towing and car rental. I also got quote from Progressive for about $1000 a year. So, I think Geico and Allstate are good insurance company.

DFW_M · 09-19-2006, 11:04 AM

Quote:

Originally Posted by rizal

hey guys planning on purchasing a 325i but just wondering how much u guys pay for insurance.. age and monthly thx...

I am paying less for my 325i than I was paying for the Accord (both new).
For my wife's minivan and my 325 comes to $1800/year ($150/month) full coverage, $250 deductable with Geico. I am 34, she's 30.
It also depends where you live -- moving from Phoenix to Dallas area it dropped by $50/year

Mr. BMW · 09-19-2006, 11:07 AM

Quote:

Originally Posted by yellowg555

I am 27, and got quoted for $1900/year with AAA for a 2006 325i. Both my collision and comprehensive deductibles are $500, while my liability coverage is 100/200/50.

Increasing your deductibles to $1000 would bring your premium down a few hundred.

DesiGUY · 09-19-2006, 11:07 AM

Im 26, with 3yrs of driving record in the states... accident(my fault) free, 3 ticket in total(2 outta-state, 1 cancelled).

insured with Gieco since 2003... Right now paying, $178 a month on BMW(complete) and eclipse(only liability). call it a deal!

Deductable $100.

Asiann · 09-19-2006, 12:45 PM

35 y/o with 330i/ 04 GMC Envoy XUV/97 Maxima and I pay $1000 every 6 months.

Asiann · 09-19-2006, 12:47 PM

Quote:

Originally Posted by rizal

hmm i did look at forum im 19/single 3 yrs driving experience, 30 hours defensive driving class, 8 hour prof instructor, no tickets/accidents, 3.3+ GPA.. man i hope my insurance stays below 1200 every 6 months

You seem to be doing everything right but your age will always be a factor until you get to 25, married and have multiple cars. Just keep up the good driving record!

yellowg555 · 09-19-2006, 12:48 PM

Quote:

Originally Posted by Mr. BMW

Increasing your deductibles to $1000 would bring your premium down a few hundred.

Yeah, increasing collision to $1000 drops it to around $1600, while $1000 for comprehensive would drop it at least $100. I also haven't told them about BMW Assist, so maybe that would drop it down some too...

I dunno, do you guys think it's worth it to increase the deductibles to $1000? Aren't like minor bumper damage, window breaks, etc. all under $1000?

ALPINE6SPD · 09-19-2006, 12:51 PM

Quote:

Originally Posted by Mr. BMW

Increasing your deductibles to $1000 would bring your premium down a few hundred.

+1 thats what I do. Plus if you have a $500 deductible and a repair is $850 you will most likely just pay the $850 out of your pocket and not go through all of the issues with car insurance.

trick50 · 09-19-2006, 02:00 PM

Quote:

Originally Posted by Brett

Umm... call progressive?

These type of threads typically never produce any useful results. My post included

However, if your planning to buy new, I would first suggest you research your car. A *new* 325i will be very hard to come by in Las Vegas.

-Brett

Good luck with progressive..I have noticed that they are more expensive than most, because they will insure anyone...Try allstate..I am leaving progressive and switching to allstate when my 335 comes in...
I am currently paying $2200/year on my 2004 Acura Rsx-Type S, and allstate quoted me at roughly $1500 for the year on the 335

Nalod · 09-19-2006, 02:05 PM

Quote:

Originally Posted by rizal

hmm i did look at forum im 19/single 3 yrs driving experience, 30 hours defensive driving class, 8 hour prof instructor, no tickets/accidents, 3.3+ GPA.. man i hope my insurance stays below 1200 every 6 months

Just ask dad for more money.

Got-BMW? · 09-19-2006, 05:03 PM

I can't believe what some of you guys are paying. I pay under $400 for 6-months? Full coverage (100k/200k/100k and $250 deductible) 26-married and it's my 23 year old wifes car.....

CALIF65GM · 09-19-2006, 09:09 PM

I'm 40 and single and basically I pay $2K/yr for a 330xi with $500 deductible 100/300 coverage. It's through Liberty Mutual and it's the cheapest that I could find. Most other companies were in the $2200 range.

richbum · 09-21-2006, 02:26 AM

$1300 Safeway Direct per 6 months, 18/yo with 2 speeding tickets. oh, but this is with my e46 too.

sungmin · 09-21-2006, 02:43 AM

Quote:

Originally Posted by rizal

hmm i did look at forum im 19/single 3 yrs driving experience, 30 hours defensive driving class, 8 hour prof instructor, no tickets/accidents, 3.3+ GPA.. man i hope my insurance stays below 1200 every 6 months

im about the same as you. i paid 1120 with mercury full coverage last period when i was 19. i did not submit grades (which would deduct 20% off). I am on the same policy as my parents and cost went down compared to when i first bought the car in january by a couple hundred dollars. I think you can do better than 1200.

09-19-2006, 01:29 AM	#1
SteanLV 249 Rep 2,856 Posts Drives: Liberty Walk M3 Join Date: Jan 2006 Location: Las Vegas, NV iTrader: (5)	INSURANCE? hey guys planning on purchasing a 325i but just wondering how much u guys pay for insurance.. age and monthly thx...
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09-19-2006, 02:30 AM	#2
Brett Captain 24 Rep 748 Posts Drives: 2000 BMW 323 CiC Join Date: Oct 2005 Location: Atlanta iTrader: (0)	Umm... call progressive? These type of threads typically never produce any useful results. My post included However, if your planning to buy new, I would first suggest you research your car. A new 325i will be very hard to come by in Las Vegas. -Brett __________________
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09-19-2006, 02:34 AM	#3
Asiann Got Seoul? 116 Rep 2,862 Posts Drives: 2012 535i MSport Join Date: Dec 2005 Location: Honolulu iTrader: (0) Garage List 2012 BMW 535i [0.00] 2008 750Li [0.00] 2006 BMW [0.00]	Do a search in the forum and you will find your answer! __________________ Can you say Alooooha? [SIGPIC][/SIGPIC]
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09-19-2006, 02:58 AM	#4
SteanLV 249 Rep 2,856 Posts Drives: Liberty Walk M3 Join Date: Jan 2006 Location: Las Vegas, NV iTrader: (5)	hmm i did look at forum im 19/single 3 yrs driving experience, 30 hours defensive driving class, 8 hour prof instructor, no tickets/accidents, 3.3+ GPA.. man i hope my insurance stays below 1200 every 6 months
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09-19-2006, 03:17 AM	#5
BMW320i Colonel 174 Rep 2,916 Posts Drives: '06 AW 320i Join Date: May 2006 Location: Muscat, Oman iTrader: (0) Garage List 2006 320i [0.00]	well, congrats on ur new car in advance Rizal... ummm, from where are you rizal?? my marketing course instructor name is Rizal, he's malaysian __________________ 19" velocity CSL replicas staggured // Continental sport contact 2: rear: 255/35/19, Front: 235/35/19 // Blacklines // rear OEM spoiler // y-connector // 30% v-kool tint all around // Black Roof/Mirrors // H&R Sport springs // H&R TRAK+ 15mm spacers // *BMW never makes ordinary cars . . .*
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09-19-2006, 04:14 AM	#6
ZuerstBMW ¡Viva España! 373 Rep 7,803 Posts Drives: 2023 230i Mineral White Join Date: Mar 2006 Location: Apollo Beach, FL. iTrader: (68)	I have Geico. I pay 250 a month for a 2006 BMW 325i and a 2007 Toyota FJ Cruiser. Im 33 and have had no tickets or accidents thus far. __________________ 23 G42 230i Mineral White Cognac, Aluminum With Mesh Effect Interior Trim MODS Clear Guard, 15% Ceramic Tint, Floating Caps
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09-19-2006, 10:33 AM	#7
yellowg555 First Lieutenant 9 Rep 394 Posts Drives: 2006 325i Join Date: Sep 2006 Location: Torrance, CA iTrader: (0)	I am 27, and got quoted for $1900/year with AAA for a 2006 325i. Both my collision and comprehensive deductibles are $500, while my liability coverage is 100/200/50.
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09-19-2006, 11:00 AM	#8
cnguyen004 Second Lieutenant 47 Rep 261 Posts Drives: 2016 BMW F30 340i Join Date: May 2006 Location: Arlington, TX iTrader: (0)	I'm 25 and 5 driving years experience with accident free I got a quote from Geico for my 2007 328XI about $600 a year and Allstate $700 a year (this include comprehensive and collision with $500 deductible) without towing and car rental. I also got quote from Progressive for about $1000 a year. So, I think Geico and Allstate are good insurance company.
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09-19-2006, 11:07 AM	#11
DesiGUY Banned 82 Rep 76 Posts Drives: Crazy Join Date: Apr 2006 Location: Right behind you iTrader: (0) Garage List 06 BMW 330! [0.00] 99 Mitsubishi Eclipse [0.00]	Im 26, with 3yrs of driving record in the states... accident(my fault) free, 3 ticket in total(2 outta-state, 1 cancelled). insured with Gieco since 2003... Right now paying, $178 a month on BMW(complete) and eclipse(only liability). call it a deal! Deductable $100.
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09-19-2006, 12:45 PM	#12
Asiann Got Seoul? 116 Rep 2,862 Posts Drives: 2012 535i MSport Join Date: Dec 2005 Location: Honolulu iTrader: (0) Garage List 2012 BMW 535i [0.00] 2008 750Li [0.00] 2006 BMW [0.00]	35 y/o with 330i/ 04 GMC Envoy XUV/97 Maxima and I pay $1000 every 6 months. __________________ Can you say Alooooha? [SIGPIC][/SIGPIC]
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09-19-2006, 05:03 PM	#18
Got-BMW? Second Lieutenant 17 Rep 279 Posts Drives: 2007 328i Join Date: May 2005 Location: Houston TX iTrader: (0)	I can't believe what some of you guys are paying. I pay under $400 for 6-months? Full coverage (100k/200k/100k and $250 deductible) 26-married and it's my 23 year old wifes car..... __________________ *2007 E90-328i (Sparkling Graphite w/Black Leather & Alum)* *ZPP // ZSP // ZCW // 205 // 322 // 417 // 507 // 522 // 4AD*
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09-19-2006, 09:09 PM	#19
CALIF65GM Colonel 97 Rep 2,041 Posts Drives: e93-35 May08 ED Join Date: Jun 2005 Location: SF, CA iTrader: (0) Garage List 06 - Oct. 05 build ... [0.00]	I'm 40 and single and basically I pay $2K/yr for a 330xi with $500 deductible 100/300 coverage. It's through Liberty Mutual and it's the cheapest that I could find. Most other companies were in the $2200 range. __________________ 5-2-08 e93-35 ED Montego w/Jade Grey, Step w/Paddles, PP, SP, CA, hot seats and iPod.Awaing re-delivery soon. Debadged 330xi ED 11/14/05 Auto/Mystic Blue/Gray leather with Alum/PP/SP/CA/Fold-down rear seats/Alarm. Sold to Carmax on 6/7/08 with 50,624 miles on clock
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09-21-2006, 02:26 AM	#20
richbum Private First Class 1 Rep 109 Posts Drives: 325i,G35 Join Date: May 2006 Location: Arcadia, CA iTrader: (0)	$1300 Safeway Direct per 6 months, 18/yo with 2 speeding tickets. oh, but this is with my e46 too.
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