Is coupe really more expensive to insure?

jlstyle · 11-20-2008, 02:00 PM

I'm in market to get an 08 335i coupe and Geico is quoting me $400 a year compare to my current Z4 conv.

How much do you guys pay for 335i coupe?

I currently pay $2600 a year but $3000 sounds bit much.

And can you guys please state what insurance you guys use?

ragingclue · 11-20-2008, 02:03 PM

When I was trying to make the decision between 2 and 4 doors, I got quoted on both coupe and sedan for the '08 335i. They turned out to be the same. That was through GEICO. These cars are pretty expensive to insure IMO.

Terrance28 · 11-20-2008, 02:05 PM

If you can get USAA they are the best. For my coupe and my wifes 07 acadia I pay $90 a month. And me and my wifes driving record are not clean haha.

jlstyle · 11-20-2008, 02:12 PM

Quote:

Originally Posted by Terrance28

If you can get USAA they are the best. For my coupe and my wifes 07 acadia I pay $90 a month. And me and my wifes driving record are not clean haha.

Calling them now.

ezatnova · 11-20-2008, 02:14 PM

I pay $1200 a year. This car is less to insure than my previous car (WRX) and my wife's previous car (Liberty). StateFarm FWIW.

jlstyle · 11-20-2008, 02:14 PM

nvm.
on USAA

Terrance28 · 11-20-2008, 02:17 PM

Forgot to tell you that you can only get USAA if you are in the army or retired or a dependant. Sorry.

Haywire · 11-20-2008, 02:21 PM

BMW 328i (2door 176) (4door 164) i know you were looking for a 335, but it was pretty much the same ratio.

Canadian.

darkphantom · 11-20-2008, 02:26 PM

~1000 a year via Nationwide.

noro · 11-20-2008, 02:28 PM

If there is a difference it's usually very minuscule. Most of the premium cover damage to someone else's property. I bet if you drive the car into someones living room the damage won't differ match based on the number of doors you have.

Sh0cker · 11-20-2008, 02:42 PM

$2k/yr for my e92 335, my corolla and my fiancee's S40 from GEICO. $1k deductible, middle of the line damage coverage. We're both 28 FWIW.

windshear · 11-20-2008, 02:58 PM

Geico - '08 335i coupe. Pay about $950 a year. 1k deductible and clean record. Records clean due to sheer luck!

R12ax7 · 11-20-2008, 03:11 PM

I think the coupe is slightly more to insure based mainly on the slight price difference. When I was shopping for insurance and deciding between the 328xi sedan, 328xi coupe and the 335xi sedan and they were incrementally more expensive to insure proportionate to the slight differences in price. So $400 seems like a reasonable premium to pay for a new e92 335i versus a slightly less expensive Z4.

5050punk · 11-20-2008, 03:52 PM

I just got my car, and my rates were raised up to $1760 per year (through Geico). That's with a $500 deductable.

pwrdbynel · 11-20-2008, 07:33 PM

I pay 1668 for Full coverage with $300.00 deductable on my 2008 335i coupe and for my 2006 Mustang GT btw I'm only 24 and I have 2 tickets. Wawanesa ftw. Oh they only insure in California and Oregon.

John 070 · 11-20-2008, 07:40 PM

I had just switched to Geico, and I wanted to know how much to insure before taking delivery. When they told me $7xx, I told them that can't be right, can you bump it up to whatever a 2k6 M3 would be (class of vehicle that is). The girl said sure, just a sec, then she said she cannot override the quote, and they did not have 335 in the system, only 330, and the quote was based on the VIN. This car is not expensive to insure imho. I bet a M3 is double.

AlanS · 11-20-2008, 07:44 PM

My 2008 335i Coupe only costs me $114 more per year (about 2200 per year total, I hate Delaware insurance rates) than my 2000 740i. I was shocked. Almost made keeping the 7 financial silly.

CyberGypsy · 11-20-2008, 08:54 PM

my 06 325, and my 2000 s2000, 94.00 a month full coverage

State Farm FTW

742 · 11-20-2008, 09:08 PM

Quote:

Originally Posted by jlstyle

...I currently pay $2600 a year but $3000 sounds bit much.

And can you guys please state what insurance you guys use?

YIKES. Another reason not to move to NJ.

State Farm, living in PA. 5 cars, an 18 year old and a 21 year old on the policy. $1900/year. I think I would burst an aneurism if I had to pay 3 grand.

Insurance companies are not rational at times. My sister got a nasty letter from her company after adding an MR2, telling her that there would now be a surcharge for having a sports car. Her daily driver is, and has been, a WRX.

LI E90 · 11-20-2008, 09:32 PM

Statefarm

300/300/300 $500 deduc with Homeowners Umbrella
$1400 year for the E90
$710 for the Disco
$146 for the Roadster(love classic car insurance)

PNF · 11-20-2008, 10:46 PM

Geico

2001 IS300 - $545 / 6 month or $1090/year..

2008 335i - $507.50 / 6 month or $1015/year..

Geico - multi-car discount I guess?

I have 2 speeding tickets within the last 2 years (2 excessive speeding as well (90 in 65 zone twice caught on NJ Turnpike, damn!!)

No accidents though, but at least 5 vandalism within the last 5 years...

I am happy with $500 for my E92, and I live in Philly, PA.. :P

BimmerRat · 11-20-2008, 11:07 PM

i pay about 100.00 more for the coupe than the sedan. i have state farm.

11-20-2008, 02:00 PM	#1
jlstyle Lieutenant Colonel 355 Rep 1,762 Posts Drives: Porsche Panamera Join Date: Jun 2008 Location: USA iTrader: (0) Garage List 2014 Audi S7 [0.00] 2015 BMW X5 [0.00]	Is coupe really more expensive to insure? I'm in market to get an 08 335i coupe and Geico is quoting me $400 a year compare to my current Z4 conv. How much do you guys pay for 335i coupe? I currently pay $2600 a year but $3000 sounds bit much. And can you guys please state what insurance you guys use? Last edited by jlstyle; 11-20-2008 at 02:15 PM..
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11-20-2008, 02:03 PM	#2
ragingclue One cam is enough 130 Rep 6,801 Posts Drives: VF Join Date: Oct 2008 Location: mulletville iTrader: (1)	When I was trying to make the decision between 2 and 4 doors, I got quoted on both coupe and sedan for the '08 335i. They turned out to be the same. That was through GEICO. These cars are pretty expensive to insure IMO.
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11-20-2008, 02:05 PM	#3
Terrance28 Brigadier General 109 Rep 3,334 Posts Drives: Crimson Red E92 Join Date: Nov 2007 Location: Killeen, TX iTrader: (17)	If you can get USAA they are the best. For my coupe and my wifes 07 acadia I pay $90 a month. And me and my wifes driving record are not clean haha. __________________ Mods list got too long, lets just say more than enough.
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11-20-2008, 02:14 PM	#5
ezatnova Colonel 97 Rep 2,188 Posts Drives: C63 AMG Join Date: Jan 2006 Location: West Chester, PA iTrader: (5)	I pay $1200 a year. This car is less to insure than my previous car (WRX) and my wife's previous car (Liberty). StateFarm FWIW.
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11-20-2008, 02:14 PM	#6
jlstyle Lieutenant Colonel 355 Rep 1,762 Posts Drives: Porsche Panamera Join Date: Jun 2008 Location: USA iTrader: (0) Garage List 2014 Audi S7 [0.00] 2015 BMW X5 [0.00]	nvm. on USAA
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11-20-2008, 02:17 PM	#7
Terrance28 Brigadier General 109 Rep 3,334 Posts Drives: Crimson Red E92 Join Date: Nov 2007 Location: Killeen, TX iTrader: (17)	Forgot to tell you that you can only get USAA if you are in the army or retired or a dependant. Sorry. __________________ Mods list got too long, lets just say more than enough.
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11-20-2008, 02:21 PM	#8
Haywire Haywire, brand new BMW owner :D 28 Rep 782 Posts Drives: 328i coupe Join Date: May 2008 Location: Ontario iTrader: (0)	BMW 328i (2door 176) (4door 164) i know you were looking for a 335, but it was pretty much the same ratio. Canadian.
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11-20-2008, 02:26 PM	#9
darkphantom Banned 595 Rep 5,946 Posts Drives: E93 335i Join Date: Aug 2007 Location: The place for Bimmers iTrader: (4)	~1000 a year via Nationwide.
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11-20-2008, 02:28 PM	#10
noro Colonel 90 Rep 2,707 Posts Drives: '91 M3, '04 E46 ZHP, '72 2002 Join Date: Aug 2006 Location: Boston iTrader: (0)	If there is a difference it's usually very minuscule. Most of the premium cover damage to someone else's property. I bet if you drive the car into someones living room the damage won't differ match based on the number of doors you have. __________________ zhpregistry.net - ZHP stats and free classifieds.
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11-20-2008, 02:42 PM	#11
Sh0cker n00b 5 Rep 178 Posts Drives: 335i Join Date: Jul 2008 Location: NJ iTrader: (9)	$2k/yr for my e92 335, my corolla and my fiancee's S40 from GEICO. $1k deductible, middle of the line damage coverage. We're both 28 FWIW. __________________ His: 08 E92 335i (sold), 99 Corolla beater car Hers: 09 Tiguan Previous: 09 e93 328i, 04 WRX, 07 S40, 03 E46 330xi, 04 F4i, 04 EX250
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11-20-2008, 02:58 PM	#12
windshear Private 0 Rep 90 Posts Drives: 335i coupe, 6MT Join Date: Mar 2008 Location: ATL iTrader: (1)	Geico - '08 335i coupe. Pay about $950 a year. 1k deductible and clean record. Records clean due to sheer luck!
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11-20-2008, 03:11 PM	#13
R12ax7 Major 120 Rep 1,053 Posts Drives: 2021 340xi Join Date: Mar 2008 Location: Philly iTrader: (3) Garage List 2011 328i [0.00]	I think the coupe is slightly more to insure based mainly on the slight price difference. When I was shopping for insurance and deciding between the 328xi sedan, 328xi coupe and the 335xi sedan and they were incrementally more expensive to insure proportionate to the slight differences in price. So $400 seems like a reasonable premium to pay for a new e92 335i versus a slightly less expensive Z4.
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11-20-2008, 03:52 PM	#14
5050punk Private First Class 26 Rep 177 Posts Drives: 2016 Golf R, 2009 335xi Coupe Join Date: Nov 2008 Location: Kirkland, WA. iTrader: (0)	I just got my car, and my rates were raised up to $1760 per year (through Geico). That's with a $500 deductable.
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11-20-2008, 07:33 PM	#15
pwrdbynel Private First Class 13 Rep 197 Posts Drives: 335i Coupe Join Date: Apr 2008 Location: SoCal iTrader: (1)	I pay 1668 for Full coverage with $300.00 deductable on my 2008 335i coupe and for my 2006 Mustang GT btw I'm only 24 and I have 2 tickets. Wawanesa ftw. Oh they only insure in California and Oregon.
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11-20-2008, 07:40 PM	#16
John 070 Lieutenant General 1705 Rep 14,829 Posts Drives: 335i cpe Join Date: Oct 2006 Location: ZSP/ZPP/ZCW iTrader: (0)	I had just switched to Geico, and I wanted to know how much to insure before taking delivery. When they told me $7xx, I told them that can't be right, can you bump it up to whatever a 2k6 M3 would be (class of vehicle that is). The girl said sure, just a sec, then she said she cannot override the quote, and they did not have 335 in the system, only 330, and the quote was based on the VIN. This car is not expensive to insure imho. I bet a M3 is double.
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11-20-2008, 07:44 PM	#17
AlanS Went from a 740i to this? 5 Rep 76 Posts Drives: E92 335i Alpine/Coral Join Date: Nov 2008 Location: Delaware iTrader: (0)	My 2008 335i Coupe only costs me $114 more per year (about 2200 per year total, I hate Delaware insurance rates) than my 2000 740i. I was shocked. Almost made keeping the 7 financial silly.
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11-20-2008, 08:54 PM	#18
CyberGypsy Lieutenant 15 Rep 443 Posts Drives: 2006 325i Join Date: Oct 2008 Location: Key West iTrader: (0)	my 06 325, and my 2000 s2000, 94.00 a month full coverage State Farm FTW
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11-20-2008, 09:32 PM	#20
LI E90 Colonel 131 Rep 2,086 Posts Drives: E90 Join Date: Mar 2007 Location: Long Island iTrader: (2)	Statefarm 300/300/300 $500 deduc with Homeowners Umbrella $1400 year for the E90 $710 for the Disco $146 for the Roadster(love classic car insurance) __________________ 2013 MB C300 4matic 2014 Ford Explorer Ltd 1973 Jeep Commando
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11-20-2008, 10:46 PM	#21
PNF Colonel 167 Rep 2,355 Posts Drives: 15' YMB F80 M3 Join Date: Oct 2008 Location: Wayne, PA / Taipei iTrader: (4)	Geico 2001 IS300 - $545 / 6 month or $1090/year.. 2008 335i - $507.50 / 6 month or $1015/year.. Geico - multi-car discount I guess? I have 2 speeding tickets within the last 2 years (2 excessive speeding as well (90 in 65 zone twice caught on NJ Turnpike, damn!!) No accidents though, but at least 5 vandalism within the last 5 years... I am happy with $500 for my E92, and I live in Philly, PA.. :P __________________ 2015 F80 Fully loaded (minus the CCB) YMB M3 / Individual Amaro Brown BBS \| KW \| Vorsteiner \| IND \| Akrapovic \| BMW CF Performance Interior \| Brembo \| Eibach 2008 E92 335i (sold)
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11-20-2008, 11:07 PM	#22
BimmerRat Second Lieutenant 3 Rep 207 Posts Drives: 2007 335i Coupe Join Date: Sep 2007 Location: Beverly Hills, CA iTrader: (0)	i pay about 100.00 more for the coupe than the sedan. i have state farm.
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