BMW Credit card..

cdheaven · 03-09-2006, 11:44 AM

I got TWO things in the mail today about a BMW credit card. Seems to be the same company or whatever. Does anyone have this? I kinda want it just to have it, but i dont htink i would use it that much since i have more credit cards with smallers APR's and probably bigger credit lines, but should i get one anyway?

BMW F22 · 03-09-2006, 12:42 PM

I got it cus it was kinda cool. And they gave me the highest credit limit out of all my cards. But be careful when you send in payments though. It takes 3 or 4 days to get to them (im talking about online here).So just dont wait til the day before.Other than that, I think it's cool.

deutschmann59 · 03-09-2006, 12:49 PM

Your rewards only go toward a new BMW. I'll take the cold-hard cash, thank you very much. That's why I use my Discover Card for everything. 1% back on all purchases, 5% back on all gasoline purchases, and 5% on different promotions throughout the year. I got $80.00 sent right to my bank account last year.

Squawks · 03-09-2006, 02:39 PM

My g/f has a Chase card that's 5% back off of everything - not just gas/groceries.

deutschmann59 · 03-09-2006, 02:42 PM

Quote:

Originally Posted by Squawks

My g/f has a Chase card that's 5% back off of everything - not just gas/groceries.

Wha?????

I'd like to learn more, squawks...could you give me a link?

findtom · 03-09-2006, 02:49 PM

Quote:

Originally Posted by Squawks

My g/f has a Chase card that's 5% back off of everything - not just gas/groceries.

There has to be fine print to that offer... or at least something more to it.

Squawks · 03-09-2006, 02:51 PM

Quote:

Originally Posted by sharp1183

Wha?????

I'd like to learn more, squawks...could you give me a link?

Oops, damn - I checked her card again (Chase Cash Rewards) and it's the same as yours (and my AMEX) where it's just 5% off gas/groceries and 1% off the rest. Dammit! Sorry, bud...

deutschmann59 · 03-09-2006, 02:53 PM

Quote:

Originally Posted by Squawks

Oops, damn - I checked her card again (Chase Cash Rewards) and it's the same as yours (and my AMEX) where it's just 5% off gas/groceries and 1% off the rest. Dammit! Sorry, bud...

Ha ha, yeah that's ok. Damn, though. That really would have been cool...

Ed_330i · 03-09-2006, 03:11 PM

we have a small businee AMEX that gives back 3% on everything.\

findtom · 03-09-2006, 04:08 PM

Quote:

Originally Posted by Ed_330i

we have a small businee AMEX that gives back 3% on everything.\

Read the fine print. I would bet my left nut that either:

1) It's a sliding scale starting at a much lower % that increases with your spending so that even if you make it to the 3% bracket the average is much less.

2) It's capped at a certain $$ amount per X period.

Okay, I wouldn't really bet my left nut... but I'm pretty sure 3% on everything is too good to be true.

Ed_330i · 03-09-2006, 08:31 PM

Quote:

Originally Posted by findtom

Read the fine print. I would bet my left nut that either:

1) It's a sliding scale starting at a much lower % that increases with your spending so that even if you make it to the 3% bracket the average is much less.

2) It's capped at a certain $$ amount per X period.

Okay, I wouldn't really bet my left nut... but I'm pretty sure 3% on everything is too good to be true.

no its 3% on everything since its for business'

CALIF65GM · 03-09-2006, 10:47 PM

I got the BMW card just for the heck of it. Only used a couple of times.

eshamas21 · 03-10-2006, 01:38 AM

Quote:

Originally Posted by Ed_330i

no its 3% on everything since its for business'

Yup 3% on everything my dad uses it for all his businesses.

eshamas21 · 03-10-2006, 01:41 AM

My Chase card gave me a free Ipod shuffle for opening an account and spending $300... im still waiting for the ipod to come in the mail! :mad: ... ill prolly turn around and ebay or if anyone on here wants to buy it since i already have an ipod.

EVO_S4 · 03-10-2006, 01:41 AM

Quote:

Originally Posted by CALIF65GM

I got the BMW card just for the heck of it. Only used a couple of times.

same here

kt157 · 03-11-2006, 07:29 PM

i have a citicard, they're pretty good to i guess.

findtom · 03-11-2006, 07:34 PM

Quote:

Originally Posted by eshamas21

Yup 3% on everything my dad uses it for all his businesses.

I guess it's a good thing I didn't really wager my left nut then.

Which card is it?

NaTuReB0Y · 03-11-2006, 07:51 PM

forget credit card......i use hard-cold cash 92% of the time....

eshamas21 · 03-11-2006, 09:05 PM

Quote:

Originally Posted by findtom

I guess it's a good thing I didn't really wager my left nut then.

Which card is it?

American Express

findtom · 03-11-2006, 10:54 PM

Quote:

Originally Posted by eshamas21

American Express

I meant which Amex, there are many.

The Platinum Business Cash Rebate card is "up to" 2.5% on all other purchases and is capped at $15,000 worth of spending ($375) at which point the cash back on other purchases drops to 1%.

eshamas21 · 03-12-2006, 02:22 AM

Quote:

Originally Posted by findtom

I meant which Amex, there are many.

The Platinum Business Cash Rebate card is "up to" 2.5% on all other purchases and is capped at $15,000 worth of spending ($375) at which point the cash back on other purchases drops to 1%.

Uhh not exactly sure how it works or which one but i remember we did it through Costco and it was 3% on all purchases... ill ask him and get back to you

Tiffz MiniS · 03-12-2006, 07:00 PM

Know how some credit cards (such as express, u can only use it at Express..) well a BMW credit card.. where can it be used???

View Poll Results: Should I get a BMW credit card
Yes: Its sweet	9	24.32%
No: I dont need it	28	75.68%
Voters: 37. You may not vote on this poll

03-09-2006, 11:44 AM	#1
cdheaven I'm Starving , So I Guess You Are What You Eat 231 Rep 943 Posts Drives: 2006 325i Join Date: Aug 2005 Location: Ft. Lauderdale, Fl iTrader: (1)	BMW Credit card.. I got TWO things in the mail today about a BMW credit card. Seems to be the same company or whatever. Does anyone have this? I kinda want it just to have it, but i dont htink i would use it that much since i have more credit cards with smallers APR's and probably bigger credit lines, but should i get one anyway? __________________ 2006 325i Sparkling Graphite Metallic-Black Leatherette Navigation-Bmw Assist Automatic-Xenons Carbon Fiber Front Lips-Aluminum Pedals Power/heated Front Seats 5% Tint all around 30% On windshield all the way down
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03-09-2006, 12:42 PM	#2
BMW F22 Major General 3573 Rep 9,788 Posts Drives: ///M235i Join Date: Nov 2005 Location: Bay Area iTrader: (8)	I got it cus it was kinda cool. And they gave me the highest credit limit out of all my cards. But be careful when you send in payments though. It takes 3 or 4 days to get to them (im talking about online here).So just dont wait til the day before.Other than that, I think it's cool.
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03-09-2006, 12:49 PM	#3
deutschmann59 Captain 176 Rep 737 Posts Drives: 2006 325i Join Date: Mar 2005 Location: e90post.com iTrader: (0)	Your rewards only go toward a new BMW. I'll take the cold-hard cash, thank you very much. That's why I use my Discover Card for everything. 1% back on all purchases, 5% back on all gasoline purchases, and 5% on different promotions throughout the year. I got $80.00 sent right to my bank account last year.
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03-09-2006, 02:39 PM	#4
Squawks One of my two dachshunds: 53 Rep 663 Posts Drives: B6 A4 3.0 Quattro Join Date: Aug 2005 Location: Ithaca, NY iTrader: (0)	My g/f has a Chase card that's 5% back off of everything - not just gas/groceries. __________________ I'm sorry about my outlandish behavior - there's too much blood in my alcohol system.
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03-09-2006, 10:47 PM	#12
CALIF65GM Colonel 97 Rep 2,041 Posts Drives: e93-35 May08 ED Join Date: Jun 2005 Location: SF, CA iTrader: (0) Garage List 06 - Oct. 05 build ... [0.00]	I got the BMW card just for the heck of it. Only used a couple of times. __________________ 5-2-08 e93-35 ED Montego w/Jade Grey, Step w/Paddles, PP, SP, CA, hot seats and iPod.Awaing re-delivery soon. Debadged 330xi ED 11/14/05 Auto/Mystic Blue/Gray leather with Alum/PP/SP/CA/Fold-down rear seats/Alarm. Sold to Carmax on 6/7/08 with 50,624 miles on clock
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03-10-2006, 01:41 AM	#14
eshamas21 First Lieutenant 35 Rep 390 Posts Drives: '06 330i Join Date: Mar 2005 Location: So. California iTrader: (0)	My Chase card gave me a free Ipod shuffle for opening an account and spending $300... im still waiting for the ipod to come in the mail! :mad: ... ill prolly turn around and ebay or if anyone on here wants to buy it since i already have an ipod.
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03-11-2006, 07:29 PM	#16
kt157 Captain 16 Rep 926 Posts Drives: jet black 330i Join Date: Sep 2005 Location: BayArea, CA iTrader: (1)	i have a citicard, they're pretty good to i guess.
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03-11-2006, 07:51 PM	#18
NaTuReB0Y Powered By 36DD 339 Rep 7,369 Posts Drives: 2006 E90 Join Date: Jul 2005 Location: Inland Empire iTrader: (12)	forget credit card......i use hard-cold cash 92% of the time.... __________________ 2006 E90 330i Jet Black \| 20" WORK VS-XX \| FK452 \| H&R Sport on Koni Yellow \| REMUS QUAD
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03-12-2006, 07:00 PM	#22
Tiffz MiniS Artz Girl 9 Rep 147 Posts Drives: 2007 Sapphire Black 335i Join Date: Mar 2006 Location: NJ iTrader: (0)	Know how some credit cards (such as express, u can only use it at Express..) well a BMW credit card.. where can it be used???
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