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      11-29-2016, 02:02 PM   #1
smoothM2
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3.99% APR through BMW

3.99 is the best they can offer stateside regardless of credit score. I'm going to pay off the loan to avoid all the interest payments. Has anyone paid off the loan from BMW finance before? We are not responsible for all the future interest payments right?
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      11-29-2016, 02:46 PM   #2
Smokey
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Right, just the payoff balance
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      11-29-2016, 09:29 PM   #3
jayg80
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BMW currently has 2.90% for up to 72 months on the M2 and all other new cars for those with excellent credit. Check out the link below:

https://www.bmwusa.com/special-offer...-M2-Coupe.html
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      11-30-2016, 11:50 AM   #4
DETRoadster
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Just locked in at 1.99% with Pen Fed. A number of members here have used them and have raved about their customer service. I can attest. They were awesome to work with! Will have the check delivered to me tomorrow.
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      11-30-2016, 03:01 PM   #5
Ian ///M
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If my SA tells me that they deal with most major banks including suntrust does this mean I can get a rate lower than the listed 2.9% via their dealer ? Not sure if I'm being led to the wolves when I could easily go directly to suntrust and get the check cut at sub 2% rate
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      11-30-2016, 03:20 PM   #6
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Quote:
Originally Posted by Ian ///M View Post
If my SA tells me that they deal with most major banks including suntrust does this mean I can get a rate lower than the listed 2.9% via their dealer ? Not sure if I'm being led to the wolves when I could easily go directly to suntrust and get the check cut at sub 2% rate
Yes it does mean that but I would just go directly to the bank you want to use. If you have time go to PenFed.

I'm so glad I got the .9 for 60 on my M4 from BMWFS
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      11-30-2016, 03:38 PM   #7
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Lightstream has the lowest interest currently at 1.74%. They have quick approval. The difference between 1.74% and 1.99% for 60mo loan is around $400 - which is like free M front grills installed.
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