What to expect in the finance office

mattinfll · 11-13-2019, 09:11 PM

Hi there - going to go negotiate an X1 on Thursday. It's been about 5 years since I last leased a Bimmer. Just trying to get a handle on what to expect the finance manager to try and push on me, and whether any of it is worth it?

Thanks!

wcs2229 · 11-13-2019, 09:48 PM

Here is what I got offered in Canada:

https://f48.bimmerpost.com/forums/sh...30&postcount=6

billnchristy · 11-13-2019, 10:29 PM

Gap, extra maintenance etc.

Zookol · 11-14-2019, 05:08 AM

When I purchased my 2018 low mileage CPO in September, these are the add ons and prices that I was offered

Tire and Wheel: $1478
VSC (extended service contract to 5 years I believe): $2279
Pre Paid Maintenance: $2699
Cilajet” $1345 (paint protector)

They would gladly work this into your monthly payment.

I was not interested in any of these add ons, but there are some that find them worth while, usually those that want price certainty.

Zookol · 11-14-2019, 05:18 AM

By price certainty, what I mean is that there are those that would rather pay an extra $50-100/month for the assurance that when a brake job comes, a wheel is bent, or a tire needs replacing, they have already paid for it and it is covered. There are others that choose to take their lumps as they come.

Ridin'Dirty · 11-14-2019, 04:45 PM

Since the OP is leasing, I wouldn't spend anything on all these extras and just drive it responsibly. They'll probably 'ding' you for any extra wear 'n tear when you turn it in anyways. *cough* tires *cough*

Glen e · 02-15-2022, 12:27 AM

Turn down everything that has the word protection in it.
Turn down extended warranties, you can buy them later
If you have run flats, consider the tire warranty.

11-13-2019, 09:11 PM	#1
mattinfll Private First Class 120 Rep 149 Posts Drives: Past: X1, 428i GC, 128i Conv Join Date: Aug 2016 Location: Los Angeles, CA iTrader: (0) Garage List 2022 X4 M40i [0.00]	What to expect in the finance office - extras they will try to push Hi there - going to go negotiate an X1 on Thursday. It's been about 5 years since I last leased a Bimmer. Just trying to get a handle on what to expect the finance manager to try and push on me, and whether any of it is worth it? Thanks!
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11-13-2019, 09:48 PM	#2
wcs2229 First Lieutenant 171 Rep 313 Posts Drives: 2018 BMW X1 F48 xDrive28i Join Date: Mar 2019 Location: Toronto, Canada iTrader: (0)	Here is what I got offered in Canada: https://f48.bimmerpost.com/forums/sh...30&postcount=6
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11-13-2019, 10:29 PM	#3
billnchristy Major 1604 Rep 1,480 Posts Drives: 2022 M440xi GC Join Date: Feb 2019 Location: Atlanta iTrader: (0) Garage List 1966 Ford Mustang [0.00] 2022 BMW M440ix GC [10.00] 2022 Ford Bronco [0.00]	Gap, extra maintenance etc.
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11-14-2019, 05:08 AM	#4
Zookol Enlisted Member 3 Rep 37 Posts Drives: 2018 BMW X1 S drive Join Date: Sep 2019 Location: Michigan iTrader: (0)	When I purchased my 2018 low mileage CPO in September, these are the add ons and prices that I was offered Tire and Wheel: $1478 VSC (extended service contract to 5 years I believe): $2279 Pre Paid Maintenance: $2699 Cilajet” $1345 (paint protector) They would gladly work this into your monthly payment. I was not interested in any of these add ons, but there are some that find them worth while, usually those that want price certainty.
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11-14-2019, 05:18 AM	#5
Zookol Enlisted Member 3 Rep 37 Posts Drives: 2018 BMW X1 S drive Join Date: Sep 2019 Location: Michigan iTrader: (0)	By price certainty, what I mean is that there are those that would rather pay an extra $50-100/month for the assurance that when a brake job comes, a wheel is bent, or a tire needs replacing, they have already paid for it and it is covered. There are others that choose to take their lumps as they come.
	Appreciate 0 Quote

11-14-2019, 04:45 PM	#6
Ridin'Dirty Private First Class 60 Rep 173 Posts Drives: '93 'Beemer' R100r, '17 X1(S) Join Date: Apr 2017 Location: NW PA iTrader: (0)	Since the OP is leasing, I wouldn't spend anything on all these extras and just drive it responsibly. They'll probably 'ding' you for any extra wear 'n tear when you turn it in anyways. cough tires cough
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02-15-2022, 12:27 AM	#7
Glen e Retired from BMWNA 198 Rep 184 Posts Drives: ‘21 X2 m35i Join Date: Nov 2020 Location: Fort Lauderdale iTrader: (0)	Turn down everything that has the word protection in it. Turn down extended warranties, you can buy them later If you have run flats, consider the tire warranty. __________________ Glen Ft Lauderdale '23 228i GC
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