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      01-17-2020, 04:57 PM   #18
AlpineWhite_SJ's Avatar

Drives: 2018 F80 M3 ZCP, 2020 F97 X3MC
Join Date: Sep 2017
Location: Bay Area, CA

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I wouldn't do that to 401k funds unless you think you're retiring in the next couple years, in which case you should probably be diversifying your holdings to more of a fixed income profile anyway.

I never put a big chunk of money back into the market, which has been sitting in a money market, and the downside was I gave up about 8% if I compare the sale price to price today. But since I'm looking at using some of that liquidity in the short term for things like paying down the mortgage (huge interest savings), the lower return for the reduced risk is worth it.

But all retirement accounts are still invested as well as company equity so overall portfolio still has plenty of holdings.
/// 2018 Alpine White on Black F80 M3 - 6MT ZCP ZEP / 3D Design billet handbrake lever, pedals, CF side skirts & rear diffuser / Sterckenn gloss black lip / IND alpine white front reflectors /// 2020 Donnington Grey on Black F97 X3MC ///