I think I may be in a similar situation soon. Suppose to close on house next month, made cash offer because everything else was basically being rejected. Going to refinance after closing to get some of that cash back. I'm assuming that's a cash out refinance?
I contacted several banks and lenders and it was a huge pita being self employed. I only found one lender that would work with me and pre-approved me for up to like $400k. Luckily we found a much more affordable home so I won't be needing all that but the process has really been pretty crappy because I'm self employed.
It's funny because back when I bought our current home I also owned a condo and was making significantly less than I make being self employed, however I had no issues getting a mortgage then.
