I've learned a couple of things: A: hire an adviser to manage your wealth; 1% a year is absolutely worth it. And B: ride out the dip; never panic-sell. I was actually going to pull out right after Covid collapse in 2020 but my adviser talked me out of it. He told me one of his clients pulled out and missed he comeback, not to mention he also lost his job during the pandemic. Talk about double whammy...
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