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      02-28-2019, 07:05 PM   #34
Z K
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Drives: E90 M3, G20 M340i
Join Date: Jul 2011
Location: San Francisco

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Quote:
Originally Posted by dagolfpro View Post
The $150 isn’t too bad as I don’t travel too often. 3-4 x year. But I kept it for the 50% bonus and zero foreign transaction fees along with lounge access.
It's not a bad deal. It really depends on how much you value the extras like lounge access, global entry fee refunds, full primary rental car insurance etc.

In terms of pure rewards, the CSR returns about 4.5% (3x points redeemed at 150%) vs the 4% cash back on Uber. I would need to spend a lot every year to make it worthwhile on CSR for $150 in annual fees. Uber also has no foreign transaction fees so that's a wash.

As I said, really depends on how much you value the CSR extras. If you hit the lounge every month, that'd make up the difference.
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