Quote:
Originally Posted by jgoens
I pay off all my balances each month now, but when I was building the score to buy a house I was able to get to 840 in a matter of a year or so.
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Yeah, but you paid interest you did not need to then. Like I said, most companies report once a month (near the end of the month) and your balance at that point in time is what is sent. It doesn't matter if you pay off completely every month or not as long as you have something on there the one day they send the information.