[AustinV]

I'm trying to estimate the gains vs costs on waiting for MY2020 with financing scenario. What I'm coming up with is the below. Can anyone please share their opinion if MY2020 is really worth the wait:

Gains ~ $5,000 in trade in costs after 4-5 years given the same mileage

Costs: 1) higher interest rate (2.99% vs 4.49% likely which translates to ~$2,000 borrowing costs increase) 2) less incentives / less dealer discounts - this is a really questionable variable. I'm reading that in US some people still manage to get 10% off promises from dealers on the MY2020 but I imagine the deals will still not be as good as on MY2019 right now and you can easily recoup those $5,000. It will be a tougher game for Canada though, but we may still come close.


So in my books I would say considering it's the same car, MY2019 wins. And yes, if you add less bugs assumption here for MY2019 vs 2020, then it can be a strong factor, but will it really? I imagine June production already incorporated plenty of lessons learned from prior months, and Aug 2019 MY2020 production switch (most of it the same but still...) might even bring some new bugs that's going to take months to resolve.


Thanks everyone for their insight!!!