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Well, you're in Canada so things are probably different, but to me it seems the residual doesn't reflect reality, more about how BMW wants to market and what cut they want to take.
It makes no sense that the 2017s have a 64% residual, but the newer models have a 59%. Clearly the newer design will be worth more in 3 years than an old design, barring some catastrophic design issue they already happen to know about.
I just got mine, and the lease option was pretty horrible. With my negotiated price and down payment I had the choice of paying ~$930/mo lease (including sales tax in payment) and having a residual/buyout cost of $39,500 in three years, or paying a $950/mo payment on a 6 year BMWFS loan at 1.9% and having the balance be ~$33,000 in three years. If the 59% residual is accurate, I'll have $6500 in equity after three years with almost the same payment, and I can still turn it in if I want.
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