Quote:
Originally Posted by clarence
There are 2 options, either a.) fork out the other party's damage himself, or b.) claim insurance. If damage is light then a.) is a much better option, cos b.) will involve the police & insurance will only pay out once the court has ruled which party is at fault.
Unless u're 100% without fault & damage is severe, it is best to settle the matter privately between parties cos quite frequently the police cannot do a good job in investigating these matters. There may be a chance of u going to court charged with careless driving (i.e. fine & 5 pts) even tho u're not at fault.
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I mean how does the insurance work for taxi driver if he is renting the taxi? Is there taxi driver insurance? Or is it only required of the taxi itself, so the owner is responsible. Then how do the owner and the driver/renter settle it?